You Can Buy Now Pay Later At Tow Bar Guys Using Zip Pay

If you enjoy shopping online or paying cashless, chances are you’ve heard Zip Pay before. Zip Pay is one of the features that Zip offers that can be used online and in-store. And now, you can buy now, pay later at The Tow Bar Guys using Zip Pay.

If you enjoy shopping online or paying cashless, chances are you’ve heard Zip before. Zip Pay is one of the features that Zip offers that can be used online and in-store. And now, you can buy now, pay later at The Tow Bar Guys using Zip Pay.

Zip offers two services; Zip Money and Zip Pay. Zip Money can easily be compared to a credit card. On the other hand, Zip Pay is the same as Buy Now, Pay Later services.

Zip is one of the safest and cheapest platforms that you can use in Australia. It’s changing the way Australians think about credit. They conduct background checks while offering interest-free services. And as an ever-improving company, we here at The Tow Bar Guys acknowledge the power of Zip Pay.

How Does Zip Pay Work?

Unlike other interest-free providers, Zip Pay comes with an ongoing line of credit that you can use at specific shops.

If you sign up, there’s a tendency that your credit history will be checked. Whether you sign up online at checkout, Zip wants to ensure that you’re able to pay for the repayments. However, once you’ve signed in to your Zip Pay, you can avail our services here at The Tow Bar Guys using your line of credit.

When paying for your repayment, you can schedule it weekly, fortnightly, or monthly. You can also opt to pay more or pay the whole amount that you owe. However, you need to meet their required $40 monthly minimum repayment to enjoy flexibility.

Zip also offers a fee-free period (up to 60 days) that allows you to pay what you owe without interest. The platform also allows you to set up a direct debit that will automatically deduct repayments from your credit card or bank account. It will be deducted according to your chosen repayment schedule.

The platform is going to send you a billing statement every 1st of the month after your first purchase. You’ll be required to pay off your balance by the end of the month.

Zip will charge you $6/month after the first month of your purchase. The fee is one of the lowest, if not the lowest, in Australia. You can even avoid paying the monthly fee by paying your outstanding credit before the end of the month.

If you’re unable to pay your minimum repayment within 21 days of your due date, you’ll be charged $5. The late fee is still pretty low compared to other providers.

Zip Pay Features

Here are the Tow Bar Guys, we offer our clients top-notch services that can’t be compared anywhere in Melbourne, Victoria. As a result, we only choose to work with brands that believe in the same values that we do. That’s why we chose to work with Zip and to let our clients enjoy the numerous features they offer. Here are some of those features:

How To Sign Up With Zip Pay

Signing up on the platform is one easiest processes that you’ll ever find. Here’s how you can sign up:

1. Go to: https://zip.co/

2. In the upper right corner, look for the “Apply Now” button.

3. Choose from the accounts offered.

(Note: If you’re going to use Zip Pay for your personal purchases, we suggest that you choose the Everyday Spend Account.)

4. Enter your Phone number and wait for the Code.

5. Input the code:

6. Once you’ve entered the correct Code, you’ll see this:

7. Now, enter your details and submit them.

(Note: People who are only 18 years old and above are allowed to use Zip Pay.)

8. Connect your Zip account to a verified account (PayPal, Bank, or Facebook).

9. Once your identity has been verified, you can now start using Zip and its different features. Congratulations!

What You Need To Sign Up

If you sign up, here are the requirements that you need to meet:

• At least 18 years old and can enter into a legally binding contract
• Have a valid and confirmable phone number
• Have a valid and confirmable email address
• Is an Australian citizen or a permanent resident
• Have a credit card, an Australian bank account, or a verified PayPal account

If you meet these requirements, you’ll get approval within seconds.

Will Zip Affect My Credit Rating?

Yes, it can affect your credit rating. However, it will boil down to the way you use your account.

When you first sign up, Zip might check your credit history to see if you’re a credible client to use their services. If you miss or default on any of your repayments, the platform may report these occurrences. As a result, you’ll incur a black mark on your credit history.

However, if you use your account responsibly, your Zip account won’t affect your credit rating. Make sure to make your repayments on time. Avoid making purchases that you can not afford. Most importantly, be wise with who you make transactions with in-store or online.

We Trust Zip Pay

If you enjoy services from trustworthy companies as we do, then you should check out Zip. Zip is a great option for you if you make small to medium purchases and are able to pay your installments. We trust Zip Pay with our brand, that for us, is saying something.